WHEN THE PERFECT PROPOSAL GOES WRONG

You’ve probably heard of people proposing with "out-of-the-box" ideas, but have you ever heard the one about the ring being, literally, out of the box? 

For anyone planning on proposing today on Valentine’s Day, what would happen if that engagement ring of proportion, averaging at three months’ worth of salary, was lost? 

Some seriously accidentally inventive ways people have lost their engagement rings in waiting have been discovered through a ‘Vox Pop’ undertaken by Endsleigh Insurance. Some have taken the anonymous approach to save their dignity. 

The double proposal in paradise 

A double engagement sounds memorable in theory, but two friends planning a simultaneous proposal had not just one, but each of their rings lost while on a surfing break. The safe place they chose was the cushioned interior of their wet suits. Cue two very eager surfers heading straight for the water, rings intact. The jewels are now likely to be having much more of a paradise experience than the owners. 

Being of high value – and not just financially – shows just how important it is to insure the valuables. In 2013, Endsleigh quoted a mass £950k in payouts just for jewellery claims. Rory Grant, Home Account Manager from Endsleigh commented: 

“It’s worth remembering that engagement rings are the single most expensive item you will ever take out of the home. People insure phones and tablet devices all the time but many don’t think to check that a pricy piece of jewellery may not be covered by home insurance once taken outside of the home.”